TERMS OF USE POLICY

Terms of Use
Last updated: October 18, 2007

By using the Teen Driver Insurance Website (“Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, you must not use the Site. Your continued use of the Site will constitute your acceptance of these Terms of Use, as may be modified by Ultimate Agency Network LLC at any time without notice to you.

Permitted Use
Ultimate Agency Network operates an online insurance marketplace that enables consumers to identify local independent insurance agencies for the purpose of obtaining quotes for a variety of insurance products, including automobile, homeowners and term life. While quotes obtained through Ultimate Agency Network’s online insurance marketplace are provided to consumers free of charge, Ultimate Agency Network earns revenues from participating insurance providers or agents based on the delivery of consumer leads. Because of this, all of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking insurance quotes and insurance related information. Unless agreed to in writing by Ultimate Agency Network, use of the Site by any competitor company or other non-consumer third party is strictly prohibited. Additionally, you may not, without our prior written permission: (i) link from another Website to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.

Copyrights and Trademarks
Except as otherwise indicated, all materials in the Site, including without limitation the Teen Driver Insurance logo and other Teen Driver Insurance trademarks and service marks, are the property of Ultimate Agency Network LLC and/or its affiliates and are protected by international copyright and trademark laws, all rights reserved.

Disclaimer of Warranties
All information, products, content and other materials in the Site is provided "as is" and without warranties or representations of any kind, either express or implied. Ultimate Agency Network does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by Ultimate Agency Network, or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in all jurisdictions.

LIMITATION OF LIABILITY
ULTIMATE AGENCY NETWORK SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGE, INJURY, OR CLAIM, NOR ANY SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND, WHETHER SUCH ACTION IS BASED IN TORT, CONTRACT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE AND EVEN IF ULTIMATE AGENCY NETWORK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHICH ARISES OUT OF OR RELATES IN ANY WAY TO: (I) THE SITE, MATERIALS IN THE SITE, OR THE INABILITY TO USE THE SITE; OR (II) ANY DEFECT, OMISSION, ERROR, INTERRUPTION, DELAY, OR COMPUTER VIRUS.

Jurisdiction, Enforceability, and Termination
These Terms of Use and your use of the Site are governed in all respects by the laws of the State of North Carolina, without giving effect to any principles of conflicts of laws. Any dispute concerning the Site or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction in Guilford County, North Carolina.

In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.